Category: Property Investing
Interest rates into 2015 and beyond – a brief glimpse of what’s to come
Media commentary has been bursting at the seams with hype around interest rates and investors taking advantage of consistently cheaper credit opportunities to snap up residential real estate, right throughout 2014. In fact, so much talk has gone on that I think as we bring this year to a close and ring in 2015, we … Read More
Are banking regulators using rhetoric to control our real estate markets?
This last year has certainly been one for the record books in terms of interest rate movements, or more specifically the lack thereof. With the Reserve Bank facing a continuing conundrum in terms of monetary policy, and investor activity in the Melbourne and Sydney markets in particular making steroidal strides, talk of unsustainable debt levels … Read More
‘Independent advisor’, or highly paid salesman? Separating professional advice from product
The global financial landscape has changed dramatically since 2008, when the foundations of America’s once certain position as a worldwide fiscal powerhouse were shaken to the core. On a local, property related front, one of the most significant and disturbing changes I’ve witnessed as a direct result of the GFC is in the development marketplace. … Read More
Your retirement options Pt 2 – Mind the gap
There are numerous strategies you can implement when it comes to planning for retirement and achieving your ideal income target. Depending on your personal circumstances and goals, you might elect to follow one strategy only, you might choose a couple, or you might take bits and pieces from all of them. There is rarely a … Read More
Your retirement options Pt 1 – Letting the ‘cash flow’
There are four or five strategies you can implement when it comes to planning for retirement and achieving your ideal income target. Depending on your personal circumstances and goals, you might elect to follow one strategy only, you might choose a couple, or you might take bits and pieces from all of them. There is … Read More
Property investors – do you have the right protection?
Financial planning involves numerous elements and one that I believe is commonly overlooked is asset protection. To me, ‘forgetting’ this important detail is like designing a car without any safety features. Of course, we never ‘plan’ or ‘expect’ to have a car crash – it just happens. However, in the event that we do crash, … Read More
Should I obtain pre-approval for my property investment loan?
In our experience, it’s clear that the more work investors do in terms of property selection and finance structuring prior to venturing into the marketplace, the less likely they are to encounter any issues during the subsequent purchase and settlement of their chosen asset. When it comes to being prepared, one of a property investor’s … Read More
Do I need my own property advocate?
Real estate agents are very good at selling. They have to be to survive the cutthroat world of commissions and cold calls. Their entire focus is on achieving the best sales price possible for their client – the vendor, because that ultimately means a higher pay cheque. They live and breathe their local housing market, … Read More
6 good reasons why NOT to buy property within an SMSF
With an ever-rising tide of Self Managed Super Fund hysteria, we think it’s time to lend some balance and perspective to the very popular investment debate of the day – the acquisition of real estate within your own fund structure. It seems you can barely step foot into any social setting these days (particularly as … Read More
Manufacturing equity – the do’s & don’ts of renovating your property investment
A property investor’s best ally is undeniably equity. Manufacturing equity, through carefully planned and executed refurbishments, is an excellent method of increasing your investment portfolio’s value and leveraging into further property investments. While anyone has the capacity to look at a property and think of ways to increase its value, it’s not necessarily quite so … Read More
- How does the location of your house drive your investment strategy?February 10, 2016
- What if you approached building your personal wealth with the same energy that you bring to your career?November 04, 2015
- Three million dollar questionsSeptember 03, 2015
- The pros and cons of borrowing to invest with a buddyJuly 13, 2015
- Can you have your cashflow cake and a piece of the capital growth property pie?April 17, 2015
- Exploring the world of wraps – a special property investment reportApril 14, 2015