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  • Are banking regulators using rhetoric to control our real estate markets?

    This last year has certainly been one for the record books in terms of interest rate movements, or more specifically the lack thereof. With the Reserve Bank facing a continuing conundrum in terms of monetary policy, and investor activity in the Melbourne and Sydney markets in particular making steroidal strides, talk of unsustainable debt levels … Read More

  • ‘Independent advisor’, or highly paid salesman? Separating professional advice from product

    The global financial landscape has changed dramatically since 2008, when the foundations of America’s once certain position as a worldwide fiscal powerhouse were shaken to the core. On a local, property related front, one of the most significant and disturbing changes I’ve witnessed as a direct result of the GFC is in the development marketplace. … Read More

  • Your retirement options Pt 2 – Mind the gap

    There are numerous strategies you can implement when it comes to planning for retirement and achieving your ideal income target. Depending on your personal circumstances and goals, you might elect to follow one strategy only, you might choose a couple, or you might take bits and pieces from all of them. There is rarely a … Read More

  • Your retirement options Pt 1 – Letting the ‘cash flow’

    There are four or five strategies you can implement when it comes to planning for retirement and achieving your ideal income target. Depending on your personal circumstances and goals, you might elect to follow one strategy only, you might choose a couple, or you might take bits and pieces from all of them. There is … Read More

  • Property investors – do you have the right protection?

    Financial planning involves numerous elements and one that I believe is commonly overlooked is asset protection. To me, ‘forgetting’ this important detail is like designing a car without any safety features. Of course, we never ‘plan’ or ‘expect’ to have a car crash – it just happens. However, in the event that we do crash, … Read More

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